Panel

Voice Agents in Regulated Markets

Panel at AusFinTech 2026 - the legal, technical, and ethical scaffolding for AI that talks to customers.

AusFinTech · 2026Talks

Building AI agents that call humans requires more than good prompts. Here's the legal, technical, and ethical scaffolding.

Compliance from day one

Regulations like ACCC in Australia, FTC rules in the US, and GDPR in Europe all apply. They weren't written for AI agents, which makes them ambiguous. But the spirit is clear: disclose, get consent, provide an out.

Technical scaffolding

State machines again. Recording and retention windows. Human escalation as a feature. All of this is in the code, not in the prompts.

Ethical design

The agent should never deceive. The customer should know they're talking to an AI. Manipulation is technically possible but ethically indefensible.

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